Budget from payday to payday
Salaries in Singapore are usually paid once a month. Set your budget month to start on payday and Safe-to-Spend counts down to the next one.
Add your payday too, and the Forecast to payday card shows whether this month's money gets you there.
Log PayNow and GrabPay payments
Paid a friend back by PayNow or lunch by GrabPay? Log it by hand in seconds: amount, category, done. CentsCheck doesn't connect to your wallets or your bank.
Fallen behind? Import a screenshot of your banking or wallet history and check the rows before they are saved.
If you used Seedly
Seedly's expense-tracking app closed on 31 December 2025. CentsCheck is one way to start again: set a budget, add your bills, and you have a daily number the same day. More in what to use now that the Seedly app is gone.
What it costs
Safe-to-Spend, budgets, quick logging and one shared pool are free. CentsCheck Pro adds full imports, more pools, portfolio tracking and exports.
| CentsCheck Pro | App Store and Google Play |
|---|---|
| Monthly | S$4.98 |
| Yearly | S$34.98 |
| Once, for life | S$112.98 |
What each store charges a new customer in Singapore, read from the stores on 19 October 2026.
What CentsCheck doesn't do
- It doesn't connect to your bank. You log spending yourself, or import a statement or a screenshot of your banking app. The free plan saves 2 imports of up to 10 rows each.
- Your budget runs by the month. The month can start on any day, from the 1st to the 31st or the last day, but there is no weekly or fortnightly budget.
Try the sum first
The safe-to-spend calculator works out a daily number from the money you have, the bills still due and your next payday. It runs in your browser and saves nothing.